Pay Day Loans
It’s not unusual for paydays to get out of sync with rent. If that has happened to you, our payday loans service is the solution. You can get up to $1,500 in cash, promptly and without a credit check. No matter why you need the money, we will do our best to help you out.
Payday loans are designed for the short term, to be paid back when you get your next pay cheque. As long as you are at least 18 years of age, have steady employment and an active bank account, you qualify for a Blue Copper payday loan. Upon qualification you can opt to receive your funds in cash or via Interac Etransfer.
Personal Loan Service
You are welcome to come to our office but, if that is inconvenient for you, we can meet at your home for your convenience. Getting a loan from Blue Copper Capital is quick and easy. Once all the boxes are checked, the funds are deposited directly to your bank account.
Information needed for your payday loan application:
- Your last two pay stubs
- Two bank statements from the last 60 days
- A blank personal cheque
- Government issued photo ID
We review your application immediately and, when you have qualified, we will arrange for the prompt delivery of your money. Once everything is in order we simply print the loan agreement for you to sign and you’re on your way. It’s that simple.
Call 778-212-2749 Today: Pay day loans at affordable rates.
Pay Day Loans FAQ
How much does it cost for a Payday loan?
The cost of a loan in Alberta is $15 per $100 borrowed. The interest rate varies depending on the length of the loan. For example on a $300 loan you would pay back $345 on your next pay. The cost of a loan in British Columbia is $20 per $100 borrowed. In British Columbia on a $300 loan you would pay back $360 on your next pay.
How often can I get a Payday loan?
There is no limit to the number of Payday loans allowed but you cannot have more than one loan at any time. A Payday loan is meant as a short term cash solution. If you are using Payday loans on a frequent basis, you should inquire about a personal loan. A personal loan may be better suited to your needs and comes with more competitive rates.
Can I postpone or “roll-over” my loan?
No. A Payday loan is paid back in full on or before your next pay day/due date.
Will you really come meet me to do the loan?
Yes. We have built our business by delivering excellent customer service. From experience we know how much time can be spent getting to a lender and waiting at the lenders location. We prefer to work on your schedule. You can come to one of our locations or we can meet you anywhere in or around the Vernon area. We make the process both quick and friendly.
Will a good history as a Payday loan customer help if I want an auto or personal loan with Blue Copper Capital in the future?
Absolutely. Many of our customers start out with a small loan and after establishing a history are able to move into term loans, auto loans, consolidation loans, etc. We are a business built from personal relationships and review every application individually. Your good pay day loans history assists us in making an informed decision when/if the time comes for a larger more long term lending solution.
By: Jen Chen
Vernon payday loans are subject to minimum net pay and other qualifications. Maximum charges permitted in British Columbia for a payday loan is $17 per $100 (17% of principal); We charge $17 (17%). For a $300 loan for 14 days: Total cost of borrowing $51.00. Annual percentage = 477.31% This information meets the requirements of the Payday Loans Regulation under the Fair Trading Act. License #72446.